Terms of Service

1. Acceptance of terms

By accessing and using the IncomeFix website (incomefix.co.uk), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website. We reserve the right to update or modify these terms at any time, and your continued use of the website following any changes constitutes your acceptance of the revised terms.

2. Description of service

IncomeFix provides free online financial calculators and informational content designed to help UK residents estimate their benefits entitlement, tax obligations, take-home pay, and related financial matters. Our calculators include, but are not limited to, a benefits calculator, take-home pay calculator, side hustle tax calculator, minimum wage calculator, and tax trap calculator.

3. Calculator estimates only — not financial advice

All results produced by IncomeFix calculators are estimates only. They are based on publicly available rates, thresholds, and rules for the 2026/27 UK tax year and are intended to give you a general indication of your likely entitlement or liability. They should not be treated as definitive calculations.

IncomeFix does not provide financial, tax, legal, or accounting advice. The information on this website is for general informational purposes only and does not constitute professional advice of any kind. You should not rely solely on our calculators when making financial decisions. We strongly recommend that you consult a qualified financial adviser, tax professional, or accountant for advice specific to your individual circumstances.

Your actual tax liability, benefits entitlement, or take-home pay may differ from our estimates due to factors including but not limited to: individual circumstances not captured by our calculators, changes in legislation or HMRC/DWP policy after our last update, errors in the information you provide, and the inherent complexity of the UK tax and benefits systems.

4. Accuracy and updates

We make reasonable efforts to ensure that the rates, thresholds, and rules used in our calculators are accurate and up to date. However, we do not guarantee the accuracy, completeness, or timeliness of any information on our website. Tax and benefits rules change frequently, and there may be a delay between official changes and our implementation of those changes.

You should always verify important figures against official sources, particularly GOV.UK, before making decisions based on our estimates.

5. Limitation of liability

To the maximum extent permitted by applicable law, IncomeFix and its operators shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of, or inability to use, our website or calculators. This includes, without limitation, any financial loss, missed benefits, or incorrect tax filings that may result from reliance on our estimates.

Our website and calculators are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

6. Intellectual property

All content on this website, including text, graphics, logos, icons, calculator designs, code, and data compilations, is the property of IncomeFix or its content suppliers and is protected by United Kingdom and international copyright and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this website without our prior written consent.

You are welcome to share links to our pages and calculators. If you wish to reference our calculator results in a publication or website, please credit IncomeFix and link to the relevant page.

7. Third-party links

Our website may contain links to third-party websites, including GOV.UK and other government resources. These links are provided for your convenience and information. We do not endorse or accept responsibility for the content, privacy policies, or practices of any third-party websites. You access third-party websites at your own risk.

8. Acceptable use

You agree to use our website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, our website by any third party. Prohibited behaviour includes, but is not limited to: attempting to gain unauthorised access to our systems, using automated tools to scrape or extract data at scale, and interfering with the performance or availability of our website.

9. Governing law

These terms are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from or in connection with these terms or your use of our website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

10. Contact

If you have any questions about these terms, please contact us at hello@incomefix.co.uk.